If you are off work with a serious illness, it is important to know that your business can continue to operate without you. The unexpected death or illness of a business owner or key person can have a major negative impact on the business.
It is important to make sure that a contingency plan is in place to ensure that your business can continue to run without you. We have a number of advisers who are trained in business insurance and can provide the best products to suit you and your business needs.
Your Lloyd's Insurance Adviser will assess your situation and help you select the right insurance based on a range of factors including the size of debts, size of your family, your budget and your lifestyle.
Included in your personal assessment is a fast and accurate comparison of suitable products from the huge range available from major insurance companies.
Key Person Insurance
Key Person Cover will pay a business an agreed benefit for up to two years if a key person is totally disabled because of a continuing sickness or injury.
Business Expenses Insurance
If you have a small business or are in a partnership, Business Expenses allows you to claim the costs associated with the running of your business, if you are unable to work due to illness or injury.
Shareholder Protection Insurance
Many small to medium size businesses rely on the complementary skills and abilities that shareholders bring to a business for day-to-day survival. Shareholders often undertake considerable personal financial commitment, bear the increasing responsibilities of compliance and invest much time and expertise in planning for the ongoing success of the business. What happens if a shareholder die or becomes disabled and unable to work, can you afford to be working with the beneficiary's of the shareholders estate?
Match your Situation with the correct Insurance for your family's needs
For a personal Insurance assessment that will match your situation to the Insurance products which are in your best interest, talk to your local Lloyd's Insurance Adviser, or call us at any time on 07 572 1599 (+64 7 572 1599).