Personal Insurance

Lloyd's Insurance have access to a comprehensive range of life and disability insurance is designed to help take care of your family when you can't.

There are many risks you face during your lifetime, but the most serious ones you will face are death, disability and serious illness. These risks affect you and your family's ongoing financial obligations especially if you die or are no longer able to work. Your key assets are more than just your material possessions such as a house or business. They also include your ability to earn an income and provide security and financial independence.

Your Lloyd's Insurance Adviser will assess your situation and help you select the right insurance based on a range of factors including the size of debts, size of your family, your budget and your lifestyle.

Included in your personal assessment is a fast and accurate comparison of suitable products from the huge range available from major insurance companies.

Life Assurance

Every day you face a wide range of risks to your personal well being and lifestyle. Life Assurance helps you minimize the financial impact of death or terminal illness. Life Assurance is designed to provide security for a wide range of financial commitments by paying a lump sum on your death. This essential form of protection is used for a variety of purposes: Mortgage commitments, Personal debt, such as loans or credit cards, ,Security for business obligations, Provide a lump sum to fund your family’s future lifestyle, in the event of your death. Life Insurance is a essential part of your estate planning.

Trauma Protection

Trauma Cover will pay a lump sum if you suffer from one of a number of critical illnesses and conditions.

Income Protection

Your ability to earn an income is your most important asset. If disability prevents you from working, have you protected your earning power? Income Protection provides a replacement income of up to 75% of your pre-disability earnings, indexed to inflation.

Mortgage Protection

Mortgage Protection Monthly Mortgage Repayment Cover – for your own residence or rental properties. Your monthly benefit becomes payable should you become totally unable to work due to sickness or injury. Your maximum monthly benefit is the lower of 110% of your mortgage repayments and is not off set by ACC.

Match your Situation with the correct Insurance for your family's needs

For a personal Insurance assessment that will match your situation to the Insurance products which are in your best interest, talk to your local Lloyd's Insurance Adviser, or call us at any time on 07 572 1599 (+64 7 572 1599).